I made a number of these a little while ago and merely added peel off sentiments as needed. I cut the top piece of the card stock slightly shorter than the bottom and added the gingham paper to the bottom piece so that it would show. On this one the four dots of liquid pearls are to cover 4 pricked holes which I made by mistake!
The top tag has a sponge beach ball embellishment. The little sharpeners are actually buttons with the shanks cut off and the snail is made of rubber. All stuff that I had lying around from other projects.
The tags are hand cut and the sentiments computer generated.